Homeowners / Renters / Condo Insurance
Secure your home, where ever it is.
No matter where you live, you want to insure your belongings against damage, theft, and loss. Homeowners insurance protects your house, your property, and you. One of the most important factors to consider when insuring your home is to be certain it is insured for the right value. When you insure your house with the Ostrom Group, LLC, we can help find a policy that will cover the expenses required to return your home to normal in the event of a loss. If you don’t have the proper insurance, and for the right amount, you’ll be paying out of pocket expenses to rebuild your home and your life.
When you go with the Ostrom Group, LLC to insure your home, we’ll help you determine the right value to insure. We’ll talk with you about your home and its interior, things like your countertops in your kitchen, your bathrooms, cabinets, floors, heating and cooling systems – essentially, the unique attributes you have chosen to make your house into a home, as well as any additions and improvements.
Tenant or renter’s insurance provides coverage for liability and personal property when you are renting your living space, no matter what the type of space. Many tenants mistakenly believe that the building owners’ insurance will cover them in an emergency, but the truth is, building owners only insure the structure, not the things inside it. If you do not own your personal space in Vero Beach or surrounding areas, then you need renter’s insurance from the Ostrom Group, LLC – we’ll help you be certain of your coverage.
Condo insurance combines policy details for accurate coverage.
Both renter’s insurance and condo insurance are designed for people who live in shared buildings that contain other homes. Policies for both cover the cost of replacing your personal property in the case of damage or theft, and liability insurance, which covers you in case you are held personally responsible for another person’s injuries, or for damages to their property. Condominium insurance provides one additional type of coverage – insurance for parts of the condo building which are owned directly by you and are not covered by the condo association’s property insurance. Nearly all of your property will be covered for replacement costs after you pay your deductible. Talk to an insurance agent at the Ostrom Group, LLC today for more information on how to insure your home, apartment or condo against catastrophe.
- Rental property / Dwelling Fire Policies
- Mobile Homes
- Vacant Homes
- Homes under construction
- Jewelry, Fine Arts, etc
- Multi Policy Discounts are available