Auto/ Boat / RV / Motorcycle / Equipment Breakdown Insurance
We help you secure your vehicle.
The Florida Financial Responsibility Law requires all Florida residents who own a motor vehicle to carry liability insurance at the minimum of 10/20/10. This means that if you own a motor vehicle, you must have a personal auto policy that covers you for $10,000 both physical damage and bodily injury. The Florida No-Fault Law (PIP) requires owners of motor vehicles to carry a minimum of $10,000 in Personal Injury Protection. These are non-negotiable coverages for the state of Florida and apply to out-of-state residents who are in state for 90 days of more per calendar year.Whether it is the minimum state required limits you are needing, the highest limits to protect your assets, or anywhere in between, the Ostrom Group, LLC is here to help you properly insure your personal autos. We can also insure your vehicle against mechanical breakdowns, so be sure to ask about that coverage option.
Don’t let an accident ruin your life.
Car accidents happen daily – you’re distracted in a parking lot and back into another car, or you’re pulling out of the garage…with the garage door still open! If you’re in a more serious auto collision, you’ll need coverage for medical bills to keep them from piling up on top of your injury. Even minor repairs to vehicles can be costly, so having a good insurance plan is essential to being a smart driver. Auto insurance protects you and your family from financial loss in case of an accident, and an auto policy from the Ostrom Group, LLC can help give you peace of mind.
The Ostrom Group, LLC can insure your boat.
You care about your boat, and at the Ostrom Group, LLC, so do we. Since 1980, we have been writing tailored boating policies for many types of boats. Whether you’re insuring your yacht, motorboat, or other type of marine craft, we have the right policy for you. The Ostrom Group, LLC will work to find the best policy for your needs – our experience in marine crafts will make you feel more secure when you’re out on the water, enjoying your boat and worry less about accidents.
Secure your home on wheels.
Your RV coverage from the Ostrom Group, LLC takes up the slack others create when they let go of the reins – you want to make sure your home on wheels is protected by a specialty policy that combines the features of both an auto and homeowner’s policy. Whether you own a motor home, stationary or travel trailer, or a bus, we have a policy that covers your needs. Our RV insurance specialists know what is required to insure your investment, and we can walk you through the process – just contact our representatives today!
Enjoy your motorcycle.
If you’re from Vero Beach, West Palm Beach, Miami and surrounding areas, you’re blessed with year‑round great weather for riding your motorcycle, and the best news is the Ostrom Group, LLC has the perfect insurance policy for you. We insure a wide array of motorcycles, from street cycles to customs to cruisers, touring bikes to dirt bikes to scooters – the Ostrom Group, LLC covers them all. And we can help you find ways to save on your policy in many ways, whether it’s having multiple policies from the Ostrom Group, LLC, or for storing your motorcycle in a garage, and even for taking a safe rider course. Contact one of our insurance agents today for more information on insuring your motorcycle.
Cover your mechanical breakdowns.
You can mitigate the costs coming out of your pocket to make mechanical repairs to your vehicle with an equipment breakdown policy from the Ostrom Group, LLC. Mechanical breakdown protection is reasonably priced, allowing you to keep your car running smoothly without breaking the bank. A breakdown policy can help by extending or supplementing your existing car warranty, and you pay the one deductible regardless of the number of repairs.
- Personal watercraft
- ATV’s / Off-road vehicles
- Classic Cars
- Golf Carts