Choosing insurance can feel overwhelming, especially if you are not dealing with it every day. That is exactly why we created this blog. At Ostrom Group, we have been helping Florida individuals, professionals, and small business owners make informed insurance decisions since 1980, and we believe good guidance starts with clear, honest conversations.
This space is meant to answer real questions we hear every week from clients across Vero Beach, Sebastian, Palm Bay, Melbourne, Stuart, and throughout Florida. Whether you are protecting a business you worked hard to build or planning ahead for your family, the right information can make a meaningful difference. If you are looking for an independent agency to help you, reach out today for a quote.
Experience That Comes From Decades of Real Client Work
Ostrom Group was founded in 1980, and that experience matters. Over the years, we have worked with business owners, healthcare professionals, and families who all face different risks and responsibilities. From malpractice insurance and nursing liability insurance to term life insurance and Medicare supplement plans, our recommendations are shaped by real situations, not theory.
Because we are an independent insurance agency, we work with multiple insurance carriers. This allows us to compare options for coverage such as general liability insurance, commercial property insurance, workers compensation insurance, and cyber liability insurance, so clients are not limited to one company or one policy type.
Practical Insurance Guidance for Small Businesses, Individuals, Families, and Professionals
Small business owners wear a lot of hats, and insurance is often one more thing on a very long list. We regularly help clients with insurance for small businesses, including EPLI insurance, small business health insurance, and commercial coverage that protects both property and people. The goal is simple, help you feel more confident about the coverage you carry
Insurance is not only about businesses. Many of our clients come to us for personal protection as well, including short term disability insurance, term life insurance, and Medicare supplement plans. These decisions often connect to income, health, and long term stability, so clarity is essential.
We also work closely with professionals who rely on specialized coverage, such as malpractice insurance and nursing liability insurance. For these clients, the details matter, and having an experienced local agency can provide peace of mind throughout a career.
A Local Agency That Stays Involved
Our clients are not just policy numbers. We live and work in the same communities we serve, and that local connection shapes how we do business. Insurance needs change over time, and we stay involved to help clients review coverage, adjust policies, and respond when questions come up.
We support our clients by sharing helpful information in plain language. If you are ready to talk about your own coverage, we invite you to get a quote and see how working with an experienced local agency can make insurance feel more manageable. Contact us today.