Insurance for Small Businesses & General Liability Insurance in Stuart, Melbourne, Vero Beach, Sebastian, Palm Bay, FL, and the Surrounding Areas
Running a small business is always personal. So why would insurance for small businesses be anything less than thoughtfully designed around the people, the operations, and the risks small businesses face every day? Whether you intend to keep your business small or you are looking to scale, we provide insurance for small businesses in Vero Beach, Sebastian, Palm Bay, Melbourne, Stuart, FL, and the surrounding areas.
At Ostrom Group, LLC, we are passionate about helping small business owners get the coverage they need at rates that make sense for their budget, their goals, and the realities of running a business. Since 1980, we have worked side by side with entrepreneurs, family-owned companies, and growing organizations, offering reliable guidance, long-term support, and insurance solutions that evolve as your business grows. From general liability insurance to commercial auto insurance and more, we have your back!
General Liability for Small Businesses
General liability insurance is your first line of defense. It is there to protect your business when claims arise from third-party bodily injury, property damage, or certain advertising-related issues. If a customer slips in your office or a claim is made that your business caused harm, general liability insurance can step in to help cover legal costs.
For many small business owners, general liability insurance provides peace of mind during everyday operations. However, no two businesses face the same risks. That is why our team works right alongside our clients to ensure that insurance for small businesses is the right fit.
Why Work with Ostrom Group, LLC?
Choosing insurance is about trust. For the past 45+ years, we have worked alongside business owners who take pride in their work and responsibility seriously. We understand the pressures of owning a small business because we have spent decades helping entrepreneurs navigate change, growth, and uncertainty. Here are some other reasons why we are the preferred source for insurance for small businesses in Vero Beach, Sebastian, Palm Bay, Melbourne, Stuart, FL, and beyond!
- We take the time to understand your business, not just your balance sheet.
- Our experience allows us to anticipate risks and help you stay protected at every stage.
- We protect small businesses by offering flexible solutions from trusted carriers.
- Our agents provide FREE, upfront insurance quotes.
Worker’s Compensation Insurance
Even if your operation is small, your employees need protection if an injury or illness occurs on the job, and workers’ compensation insurance helps cover medical expenses, lost wages, and recovery costs while protecting your business from costly claims and disruptions.
Commercial Auto Insurance
If your business owns, leases, or relies on vehicles, personal auto insurance is just enough. Our commercial auto insurance solutions are designed to cover vehicles used for business purposes, including cars, trucks, and vans. From deliveries to client visits, we keep you safe on the go with auto insurance for small businesses that covers all the bases.
Business Owner’s Policy (BOP)
Many small business owners benefit from a Business Owner’s Policy, known as a BOP. A BOP bundles key coverages, like general liability insurance and commercial property insurance, into one streamlined policy. This approach simplifies coverage while often providing cost savings compared to purchasing policies separately. It just makes sense!
You put everything into your small business, let us help you protect it with insurance that truly fits. Contact us today for a FREE quote!